Terms of Use

1. About the Service

Daily Step Flow provides an educational workshop program focused on cash flow management for craftspeople and small business owners. The content of this website and the workshop program is informational and educational in nature. It does not constitute accounting advice, financial advice, tax advice, or any form of professional advisory service.

Nothing on this website or within the workshop program should be interpreted as a recommendation to take any specific financial, legal, or tax action. Participants are encouraged to consult qualified professionals for personalised advice.

2. Intellectual Property

All content on this website — including text, images, graphics, layout, and workshop materials — is the property of Daily Step Flow and is protected by applicable copyright law. You may not reproduce, distribute, modify, or republish any content from this website without prior written permission, except for personal, non-commercial use.

3. Acceptable Use

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others. You must not:

• Use this website in any way that violates applicable local, national, or international law or regulation
• Transmit any unsolicited or unauthorised advertising or promotional material
• Attempt to gain unauthorised access to any part of this website or its related systems
• Use automated tools to scrape, crawl, or extract content from this website without permission
• Introduce viruses, trojans, or other malicious code

4. Workshop Participation

Registration for the Daily Step Flow workshop is subject to availability. By registering, you confirm that you understand the educational nature of the program and that it does not provide personalised accounting, tax, or financial advisory services.

Participants are expected to attend sessions in a respectful manner. Daily Step Flow reserves the right to refuse participation to any individual whose conduct is disruptive or inappropriate.

Workshop materials provided to participants are for personal educational use only and may not be reproduced or distributed commercially.

5. Limitation of Liability

The information provided on this website and in the workshop program is for general educational purposes. Daily Step Flow makes no representations or warranties about the completeness, accuracy, or suitability of this information for any particular purpose.

To the extent permitted by applicable law, Daily Step Flow shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from your use of this website or the workshop program, or from your reliance on information provided therein.

6. External Links

This website may contain links to third-party websites. These links are provided for convenience only. Daily Step Flow has no control over the content of those sites and accepts no responsibility for them or for any loss or damage that may arise from your use of them.

7. Availability

We aim to keep this website available at all times but cannot guarantee uninterrupted access. We may suspend, withdraw, or restrict access to all or any part of the website for operational or maintenance reasons without notice.

8. Changes to These Terms

We may revise these Terms of Use at any time. The date at the top of this page indicates when they were last updated. Continued use of the website after changes are posted constitutes acceptance of the revised terms.

9. Governing Law

These Terms of Use are governed by the laws of the Republic of Croatia. Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the competent courts in Split, Croatia.

10. Contact

For questions about these Terms of Use, contact us at:

• Email: info@aily-step-flow.com
• Phone: +385 91 637 0822
• Address: Ul. Josipa Jovića 23A, 21000 Split, Croatia